6 Mobile Money Loans in Zambia: Quick and Easy Loans via Mobile Phones


In Zambia, mobile money loans offer an accessible and efficient way to access credit using your mobile phone, whether it’s a smartphone or a feature phone. Major mobile money wallet providers, especially telecommunication companies and mobile loan apps, have introduced these services. Here are six mobile money loans in Zambia that can provide you with loans of up to K10,000 with instant processing, provided you meet the eligibility criteria:

1. Kongola Xtracash by MTN:

  • Dial *303# to apply for Kongola Xtracash loans up to K10,000, which are instantly deposited into your MTN mobile money wallet.
  • Loan repayment is automatic, with the loan amount deducted from your MTN mobile money wallet on the due date.

2. Nasova Cash Loan by Airtel Money:

  • Access Nasova Cash loans by dialing *778#.
  • Loans are quickly deposited into your Airtel Money wallet upon approval.
  • Repayments can be made by dialing *115# for added convenience.

3. Jumo Loans:

  • Jumo is a mobile money lending platform that offers loans ranging from K26 to K1,000 through Airtel Money in Zambia.

4. Hi Loans Zambia:

  • Download the Hi Loans Zambia app from Google Play Store and create your account to access fast mobile loans.

5. AmberCash Loans Zambia:

  • AmberCash is another mobile money app that provides easy access to loans.
  • To apply for loans, download the AmberCash loan app, create your account, and submit your application.

These mobile money loans in Zambia cater to a wide range of borrowers, offering quick access to credit for various needs. Whether you have a smartphone or a feature phone, you can easily apply for loans through mobile apps, USSD codes, or SIM toolkits. With the convenience of instant processing and straightforward repayment methods, these mobile money loans can provide the financial assistance you need.

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