Below is a ranked list of the best mobile lending apps based on ratings, reviews and downloads available on the Google Playstore.

1. Tala
This is the most popular loan service released on Mar 16, 2014 provided by Tala Mobile. It currently has a 4.7 star rating with 346K+ reviews and 5M+ downloads. They offer loan amounts ranging from KES 500 to KES 30,000 with flexible interest rates depending on the repayment duration. The interest rate fee charged for 21 days is 11% while for 30 days is 15%.
The app can be downloaded via https://tinyurl.com/o2qlgsp

2. Branch
Branch was released on Mar 19, 2015 by Branch International. It currently has a 4.7 star rating with 186K+ reviews and 5M+ downloads. Their loan amounts range is from KES 250 to KES 70,000 at interest rates of between 13% to 29%. They also offer a repayment period of 21 days and 30 days.
The app is available at https://tinyurl.com/y2bwbzt2

4. Zenka
Zenka is a fairly new service but has managed to make it at number 4. It is offered by Zenka Finance and was released on Nov 13, 2018. It holds a 4.2 star rating with 10K+ reviews and 500K+ downloads. It offers loan amounts ranging from KES 500 to KES 20,000. It has an interest rate fee of 29% repayable after 30 days.
The app can be downloaded via https://bit.ly/2UXDSf2

5. Okash
Okash was released on Feb 1, 2018 by OneSpot Technology Ltd. Since then it has garnered a 4.1 star rating with 45K review and 1M+ downloads.The least amount one can borrow is KES 2,500 while the highest is KES 50,000. It’s interest rates are dependent on the repayment period whereby the interest rate is 14% for 14 days ) and 16.8% for 21 days.
The app is available through https://bit.ly/2XBjDks

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6. Opesa
Opesa was officially released on Dec 6, 2018 by TK Ltd. It currently sits on a 4.1 star rating with 14K reviews and 1M+ downloads. They offer loan amounts of between KES 2,000 to KES 10,000 at 16.8% fee with a repayable period is 14 days.
The app is downloadable at https://tinyurl.com/yyoqep3c

7. Okolea
It is a loan service offered by Okolea International released on Mar 22, 2017. It has a 3.9 star rating with 6K+ reviews and 100K+ downloads. Its loan range is between KES 500 to KES 50,000 at flexible interest rates dependent on repayment duration. I.e Interest rate is 5% ( 2 days ) , 8% ( 7 days ) , 11% ( 14 days ) , 13% ( 21 days ) and 15% ( 30 days )
It can be downloaded at https://tinyurl.com/y65ectzl