The lender provides loan amounts from ksh 1500 as the minimum and ksh 80,000 as the maximum.

Loans can be repaid within 91 days ( 3 months) minimum and 365 days ( 1 year) .

The interest rate is maximum APR 36 per cent

How to download app and apply for Credit Hela loans 

You must have an android smartphone and an M-Pesa number. Then follow these steps;

  • Go to play store and download Credit Hela app
  • Create your profile 
  • Get loan limit 
  • Apply for the loan
  • Receive the money in your M-Pesa account 

Remember to repay the loan early enough to increase your loan limit to the maximum of Ksh 80,000. Repayment is done just within the app. 

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