Looking for fast, secure, and flexible financing in Kenya? Eazzy Loan from Equity Bank is your go-to mobile loan solution — no guarantors, no paperwork, no waiting in line. Whether you’re a salaried worker, entrepreneur, or small-scale farmer, this mobile loan product allows you to borrow instantly via Equitel or the Equity Mobile App and receive the funds directly to your account or M-Pesa.
In this comprehensive guide, you’ll learn how to qualify, apply, and benefit from the Equity Eazzy Loan, along with everything else you need to know to get started today.
What is Eazzy Loan?
Eazzy Loan is a digital microloan solution from Equity Bank that allows eligible customers to borrow between KSh 100 and KSh 3,000,000 without requiring guarantors, paperwork, or in-person visits. The loan is disbursed instantly to your bank account or M-Pesa, making it one of the most convenient mobile loan options in Kenya.
Whether you’re a business owner, a salaried employee, or a casual worker, you can access funds easily through Equitel or the Equity Mobile App.
Key Features of the Eazzy Loan
- 💰 Loan amount: From KSh 100 up to KSh 3,000,000
- 🕐 Flexible repayment: One-month or up to 24-month installment options
- ⚡ Instant disbursement: Money is sent to your Equity account or M-Pesa instantly
- 📲 100% digital process: Apply through your mobile phone — no forms, no queues
- 🔒 Safe & secure: Regulated by Equity Bank’s digital systems
- 📄 Transparent charges: Check the Eazzy Loan Tariff Guide for applicable fees
🔗 Authoritative Source: Equity Group Holdings – Official Site
Eligibility: What You Need to Qualify for Eazzy Loan
To successfully apply for an Eazzy Loan, you must meet the following criteria:
- ✅ Be an active Equity Bank account holder for at least 6 months
- ✅ Have an active Equitel line or the EazzyApp / Equity Mobile App
- ✅ Actively channel income through your account (salary, business, farming, etc.)
- ✅ Maintain good credit behavior to increase your credit limit over time
Step-by-Step Guide: How to Apply for Eazzy Loan
A) Apply via Equitel Line
- Go to Equitel Menu
- Tap on My Money
- Select Loans
- Tap Get Loan
- Choose Loan Type
- Select your Account
- Enter the Amount
- Confirm your Details
- Enter your PIN to authorize
B) Apply via Equity Mobile App
- Open the Equity Mobile App
- Link your Equity account (if not already linked)
- Tap on Borrow
- Select Get a Loan
- Choose your preferred Loan Type
- Enter the desired Loan Amount
- Confirm and Submit
Why Choose Eazzy Loan?
Still wondering why you should opt for the Equity Eazzy Loan? Here are some compelling benefits:
- ✅ No guarantors, no paperwork, no branch visits required
- ✅ Get up to KSh 3 million instantly to your phone or bank account
- ✅ Enjoy flexible repayment options — from 1 month up to 24 months
- ✅ Safe, encrypted, and trusted by millions of Kenyans
- ✅ Disbursement is instant — you don’t wait hours or days
- ✅ Fully accessible via mobile — borrow anytime, anywhere
Charges & Fees
Loan interest, processing fees, and penalties are applicable based on your loan amount and repayment period. Always refer to the Equity Tariff Guide for updated details.
Customer Complaints Handling Process
If you have an issue or complaint, Equity Bank makes it easy to get support:
- Visit any Equity Branch or
- Call the Equity Contact Centre or
- Email info@equitybank.co.ke or
- Submit via their official website\n\nProcess Timeline:\n- Receive a reference number upon submitting your complaint\n- Acknowledge feedback within 48 hours\n- Resolved within 7 working days, or you’ll receive progress updates every 7 days if unresolved\n- Unhappy with the resolution? You can escalate for review
Terms & Conditions
Before applying for Eazzy Loan, ensure you read and understand the following:
- 📜 Loan offer letter includes all terms & conditions
- 🔐 Customer data privacy policy is part of the documentation
- 📘 Rights and obligations of borrowers are clearly outlined
Final Thoughts: Is Eazzy Loan Worth It?
Eazzy Loan is a top-tier mobile loan option for Kenyans looking for fast access to cash without the stress of traditional lending. Whether you’re paying for school fees, boosting your business, or dealing with an emergency, this digital loan platform offers flexibility, convenience, and affordability.
So if you’re wondering how to apply for an Equity M-Pesa soft loan, Eazzy Loan is your answer — simple, secure, and powerful.
Recommended Authoritative Sources
- Equity Bank Group – Mobile Loans
- Central Bank of Kenya – Licensing
- Equity Mobile App – Play Store
- Safaricom – M-Pesa Integration
- Kenya Bankers Association
- FinAccess Kenya – Digital Finance Trends
- CBK – Digital Lending Guidelines
- Equity Bank FAQs