Harambee Sacco USSD to Access Mobile Banking

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Harambee Sacco has invested in a mobile banking platform known as M-CASH. The M-CASH Platform links the member’s FOSA Savings Account to the member’s mobile phone. The platform is availed to members through the USSD code *357# or the M-CASH App on Google Play Store

Members can use this platform to get the following services:
  • Withdrawals
  • My Account (Balance enquiry, Mini statements, Update e-mails, Funds transfer)
  • Loans (Loan Requests, Loan Repayments, Check Loan status)
  • Airtime Top up
  • ATM (ATM Request, ATM Stoppage)
  • Deposits (Member Deposits Contribution, Sink Fund Contribution, FOSA Savings contribution)
  • PIN Change
  • Transfer funds
  • M-Boosta Loan Application

The platform is availed to members through the USSD code *357# or the M-CASH App. The Sacco paybill number is 525200.

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