Kiakia loans are fast and affordable micro credit solutions provided by Kiakia Bits Limited registered in Nigeria.
The loans are disbursed to qualified borrowers after a short application process on KiaKia Website. Mr.K is the chatbot which helps customers navigate from one step to the next till cash is disbursed.
How to Apply For Kiakia Loans
Application is easy and simple. Just go to Kiakia website and select ‘ Get a Loan’ button. You’ll then meet Mr. K who will help with the next steps including creating your Kiakia account and uploading the required documents.
Who Can Qualify for Kiakia Loans
The loans are open to all Nigerians who can access the internet from anywhere within the country. Here are the specific requirements a naija man or woman has to meet;
- Be a Nigerian Citizen
- Be 21years and above
- Must have a Bank Verification Number (BVN) and hold an account with any CBN approved mainstream bank.
- Show evidence of stable source of income from employed or business
- Must have a work ID or a Nigerian government issued ID
- Must provide proof of income for example SMS or email screenshots
- Alternatively, a borrower can authorise kiakia to view his/her bank account
Approved kiakia loans are disbursed within 5 minutes after application and approval.
The lender gives varied loan amounts depending on the customer’s information provided. There’s no fixed minimum or maximum loan amounts with Kiakia.
Loan repayment is done 30 days after loan disbursement. In some cases the loan tenure can ho up to 18 months.
Kiakia USSD code loans.
Unfortunately, at the moment, kiakia doesn’t have USSD code. The lender has an app on Google play store and App store only for those who wish to lend their money and earn interest. The app is known as Kiakia P2P.
How To Repay Kiakia Loans
After 30 days ,your loan will be ready to be repaid. Select the ‘ Repay A Loan ‘ button on Mr. K’s menu and choose any of the following 3 ways to repay;
1. Kiakia Bank Accounts
- Guaranty Trust Bank
- Zenith Bank PLC
2 .Card Payment
4. Direct Debit to Remita
How To Delete Kiakia Loan Account
Incase you don’t want to continue using kiakia services, you can ask for the deletion of your account via email to ; email@example.com
How To Contact Kiakia Loan Customer Care
Kiakia offices are located at Plot 395A, Etang Obuli Crescent, off Idris Ibrahim Crescent, Obafemi Awolowo Way, Jabi, Abuja.
You can call the following numbers ,WhatsApp or email Kiakia for help;
- Call; 08093078377
- Call; 09055111140
- Call/ WhatsApp; 08092245588
- Email; firstname.lastname@example.org