There are around 100 loan apps in kenya that are helping kenyans access quick credit through their mobile phones.

According to FSD Kenya’s  Digital Credit Audit Report 2019, about 60 of the loan apps are genuine, the rest are fake. They are here to exploit kenyans.


Among the 100 apps, there are some which ask for registration fees or membership fees or CRB check fees or Know Your  Customer fees. 

Here are some of the apps that will ask for fees before you start accessing services;

  • Utunzi
  • Kano
  • Dolax
  • Craft
  • Upazi
  • Usawa
  • Utajiri
  • Fadhili
  • Jazika
Source; FSD Kenya 

Here is a List of Apps that do not Request Registration Fees – HERE

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