1. Download Duta – Personal Loans App from google play store
2. Accept app permissions and submit registration details
3. Setup and confirm four (4) digit securty pin
4. Login and submit MPESA statement by dialing *234#
select (5) My M-PESA information
select (1) M-PESA Statements
select (1) full statement and send the statement to me@duta.co.ke
5. You will then receive a decision on the limit in six (6) hours
6. When you get a limit you can select the loan type to request either cash or shopping loan
7. You should receive the loan in five (5) minutes
8. To increase your limit pay your loan within the loan schedule

Terms and Conditions: Duta charges a one-time service fee of 15-30%* of principal amount. Repayment schedules may vary. There is no minimum payment period for repayment. Customers can make payments towards their principal at any time following disbursement. No other fees will be charged after this time. We may call the customer to follow up on loan payments from any alternative numbers acquired from the customer data. Additional terms and conditions apply.

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