Conventional banking is gradually getting out phased with the advent of digital banking whereby numerous banks have joined the bandwagon of mobile banking.

Mobile banking generally entails enjoying a majority of a bank’s services through the comfort of one’s mobile device. Such services include: cash transfers ( deposits or withdrawals ), airtime purchases, balance enquiries, forex trading etc.

One popular platform used in cash transactions is Safaricom’s Lipa na MPesa whereby user’s can transfer funds from their MPesa accounts to their bank accounts and vice versa.

Bank of Baroda Kenya has got a mobile banking app known as Baroda Mobi Kenya. Through this app one is able to Deposit money into their Baroda Bank accounts as well as to Withdraw money to MPESA.

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