1. Visit the PayPal website or open the PayPal app. You can create an account from the PayPal homepage or from the app. You can install the app for free from your device’s app store. The account creation process is largely the same for both the website and the app.
  2. Click “Sign Up for Free” or tap “Sign Up”.
    • For business accounts, there are two different options, each of which has different cost structures and benefits. Standard accounts free, but customers must route through PayPal in order to check out. Pro accounts cost $30 per month, but you get to full control over how you want to design the checkout process.
    • The Standard free business account is the same as the old PayPal Premier account.
  3. Enter your email address and create a password. Make sure that you create a strong password so that nobody else can access your financial information.
    • Make sure that you enter a valid email address, as you’ll need to use it to verify your account.
  4. Fill out the form with your personal information. You’ll need to enter your legal name, address, and phone number.
  5. Enter your credit or debit card (optional). After entering your personal information, you’ll be prompted to enter your credit or debit card. You can enter this now or later, but you’ll need to at some point if you want to verify your PayPal account.
    • If you don’t want to enter your card information now, click “I’d rather link my bank first”.
  6. Apply for PayPal credit (optional). Before you’re taken to your account’s Summary page, PayPal will prompt you to sign up for a line of credit. This is optional, and you should read all of the terms carefully before applying. If you’d rather not apply for credit, click “No thanks”
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Here is how to link and top up your account using Mpesa